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The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today

The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today

The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals TodayJohn Anderson
Published on: 10/15/2026

The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.

retirement income4% rulewithdrawal strategy
When Should I Claim Social Security? A Plain-English Guide

When Should I Claim Social Security? A Plain-English Guide

When Should I Claim Social Security? A Plain-English GuideJohn Anderson
Published on: 10/14/2026

Claiming Social Security at 62, 67, or 70? Here's how the decision works, what spouses overlook, and how it fits into your retirement income plan.

retirement income
QLACs Explained: Using Part of Your IRA to Guarantee Income Later in Retirement

QLACs Explained: Using Part of Your IRA to Guarantee Income Later in Retirement

QLACs Explained: Using Part of Your IRA to Guarantee Income Later in RetirementJohn Anderson
Published on: 10/13/2026

QLACs let you move part of your IRA into guaranteed future income while lowering today's RMDs. Here's how they work and who they fit.

annuitiesretirement incomeqlacira
Retirement Healthcare Logistics: A Checklist for Organizing Your Doctors, Records, and Directives

Retirement Healthcare Logistics: A Checklist for Organizing Your Doctors, Records, and Directives

Retirement Healthcare Logistics: A Checklist for Organizing Your Doctors, Records, and DirectivesJohn Anderson
Published on: 10/09/2026

A practical checklist for organizing your providers, medical records, and healthcare directives in retirement — before a health scare forces the issue.

retirement lifestylehealthcare planningchecklist
Your Medicare ANOC Letter Arrived — Here's Exactly What to Do With It Before Oct. 15

Your Medicare ANOC Letter Arrived — Here's Exactly What to Do With It Before Oct. 15

Your Medicare ANOC Letter Arrived — Here's Exactly What to Do With It Before Oct. 15John Anderson
Published on: 10/07/2026

Your Medicare Annual Notice of Change letter arrived by September 30 — here's exactly what to check before Open Enrollment opens October 15.

medicareopen enrollmentanoc
Finding New Friends in Retirement: Why Your Social Circle Needs a Plan Too

Finding New Friends in Retirement: Why Your Social Circle Needs a Plan Too

Finding New Friends in Retirement: Why Your Social Circle Needs a Plan TooJohn Anderson
Published on: 10/05/2026

Retirement can quietly shrink your social circle. Here's why it happens and three practical ways to build new friendships and connection into your retirement plan.

retirement lifestylefriendshipsocial wellnessretirement planning