Answer three quick questions to see an estimate of the guaranteed monthly income your retirement savings could create, with Social Security added in.
| Start age | Payout rate | Annuity / mo | Social Security / mo | Total / mo |
|---|
These are estimates for illustration only. Annuity payout rates change, so please contact us for current rates and to see joint (spousal) payout rates. Social Security is estimated from your age-67 amount using the standard early and delayed claiming adjustments; your actual benefit depends on your earnings record. Guarantees are subject to the claims-paying ability of the issuing insurance company.
We use the same approach with every family: cover your essential monthly expenses with income you cannot outlive.
Your savings go into a fixed indexed annuity with an income rider. Your income base grows by a guaranteed rate each year you wait to start income.
The longer you wait, the higher your payout rate. The table above shows every age from 62 to 70 so you can see the trade-off.
When you are ready, income begins and continues for life, no matter how long you live or what the market does.
It is a planning estimate built on current annuity payout assumptions. Rates change, and the exact figures depend on the product, your age, and when you start. We will give you current, product-specific numbers on a free call.
Two things happen at once: your income base keeps growing each year, and the payout rate rises with your starting age. Together they raise your monthly income.
Enter that age and the estimator will invite you to request a custom quote. We will build the numbers for your situation and follow up.
Yes. Joint payouts are lower than single-life payouts because they are paid over two lifetimes. Contact us and we will show you both side by side.
No. The call is free, there is no pressure, and there is no obligation.
A 30-minute call is all it takes to see current rates and find out if guaranteed lifetime income fits your plan.
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