The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today
The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.


The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.

Claiming Social Security at 62, 67, or 70? Here's how the decision works, what spouses overlook, and how it fits into your retirement income plan.

Midterm election years have a history of making markets jumpy. Here's what the data actually shows this year, and why your retirement paycheck doesn't need to ride on it.

The 2027 Social Security COLA will be announced October 14. Here's what the current 3.6% estimate really means for your retirement income — and why it shouldn't be your whole plan.

Two retirees can save the same amount and still end up in very different places, depending on when the market drops. Here's what sequence of returns risk is and how to plan around it.

Five common myths about when to claim Social Security — and what the actual SSA rules say about claiming at 62, full retirement age, or 70.