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The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today

The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today

The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals TodayJohn Anderson
Published on: 10/15/2026

The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.

retirement income4% rulewithdrawal strategy
When Should I Claim Social Security? A Plain-English Guide

When Should I Claim Social Security? A Plain-English Guide

When Should I Claim Social Security? A Plain-English GuideJohn Anderson
Published on: 10/14/2026

Claiming Social Security at 62, 67, or 70? Here's how the decision works, what spouses overlook, and how it fits into your retirement income plan.

retirement income
Market Headlines Got You Nervous? What Midterm Election Years Actually Do to Stocks — and Your Retirement Income

Market Headlines Got You Nervous? What Midterm Election Years Actually Do to Stocks — and Your Retirement Income

Market Headlines Got You Nervous? What Midterm Election Years Actually Do to Stocks — and Your Retirement IncomeJeff Frankenfield
Published on: 10/08/2026

Midterm election years have a history of making markets jumpy. Here's what the data actually shows this year, and why your retirement paycheck doesn't need to ride on it.

retirement incomemarket volatilityannuities
The 2027 Social Security COLA Estimate: What It Means (and Doesn't) for Your Retirement Paycheck

The 2027 Social Security COLA Estimate: What It Means (and Doesn't) for Your Retirement Paycheck

The 2027 Social Security COLA Estimate: What It Means (and Doesn't) for Your Retirement PaycheckJohn Anderson
Published on: 10/01/2026

The 2027 Social Security COLA will be announced October 14. Here's what the current 3.6% estimate really means for your retirement income — and why it shouldn't be your whole plan.

social securitycolaretirement income
Sequence of Returns Risk: The Retirement Danger That Has Nothing to Do With How Much You Saved

Sequence of Returns Risk: The Retirement Danger That Has Nothing to Do With How Much You Saved

Sequence of Returns Risk: The Retirement Danger That Has Nothing to Do With How Much You SavedJeff Frankenfield
Published on: 09/24/2026

Two retirees can save the same amount and still end up in very different places, depending on when the market drops. Here's what sequence of returns risk is and how to plan around it.

retirement incomemyth bustingmarket risk
Social Security at 62, Full Retirement Age, or 70? Busting the Biggest Claiming Myths

Social Security at 62, Full Retirement Age, or 70? Busting the Biggest Claiming Myths

Social Security at 62, Full Retirement Age, or 70? Busting the Biggest Claiming MythsJohn Anderson
Published on: 09/17/2026

Five common myths about when to claim Social Security — and what the actual SSA rules say about claiming at 62, full retirement age, or 70.

social securityretirement incomemyth-busting